Hat was born in 1977, and she is a widow. She has a son who is in the 9th grade. Hat collects iron scraps and raises pigs to earn a living. She earns 4,000,000 VND a month, which constitutes her family’s total earnings.
Hat has participated in SEDA's credit program since 2011. In the last loan cycle she borrowed 7,392,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 8,736,000 VND to buy food for pigs. She wants to raise her son well so he can get a job in the future.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.