Madona is a 52-year-old farmer. She lives in the village of Laneti in the Samtredia district with her daughter and son, who is a soldier. The family earns its income by farming. In particular, they have a calf and three milk cows. They use the milk to produce traditional Georgian cheese and sell it at the local open market. In addition, they have a small pig-breeding farm with one pig and several piglets. They sell the piglets to a wholesaler. Along with these activities, the family has a plot of land where it grows green vegetables. Madona has requested a loan to expand her cattle shed so she can increase the size of her herd and have a place for her animals to stay. The cheese produced by Madona is high quality and in demand in the local market. According to her estimation, when she has more cows she won’t have any problems selling the increased amount of the cheese they produce. A larger heard will have a positive impact on her family’s income and allow them to improve their living conditions by buying more items for their household.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.