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Phuong was born in 1972. She has two children who are adults. Her husband is dead. Phuong sells fruit and does carpentry to earn a living. She has done her job for 10 years. Her income is about 4,000,000 VND per month. Her family’s total earnings are about 10,000,000 VND per month.

Phuong has participated in SEDA's credit program since 2008. In the last cycle she borrowed 8,288,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 10,080,000 VND to buy fruit and wood for her business. She always wants to enlarge her woodworking workshop.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 100
    View loans »
    Vietnam Loans Fundraising
  • $15,324,625
    Funds lent in using Kiva
  • 20,846.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Phuong to buy fruit and wood for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Jan 15, 2013
Currency Exchange Loss:
Jan 17, 2014