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Gizo is 44 years old, from the small village of Terjola district. He lives with his mother, two children, and a daughter-in-law. His mother is provided with a retirement pension. Gizo works locally as an artisan and gets a monthly income.

The family runs an agricultural business. In particular, they have a milk cow, whose milk is used in cheese production. They sell cheese locally in an open market, at a good price. In addition, Gizo has a tractor and serves local people, plowing agricultural land.

Gizo is a very hard-working man and does his best to increase the income of his family. He requested a loan to roof the house. As their roof is too old and needs repairing, he plans to change it with a new one. After the roof is changed, their living conditions will be improved. Gizo awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,896,375
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Gizo to roof his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Jan 15, 2013
Currency Exchange Loss:
Jul 17, 2014