Hoa was born in 1986. She has two sons who are in 1st grade and 3rd grade. Her husband and she are carpenters. Her income is about 4,000,000 VND per month. Her family’s total earnings are about 14,000,000 VND per month.
She has participated in SEDA's credit program since 2010. In the last cycle, she borrowed 8,288,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,632,000 VND to buy carpentry tools such as chisels and saws. She wants to raise her children well and enlarge her wood workshop.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.