This is Belen, age 47, who is a resident of Malibay, Pasay City, in the Philippines. She is married to Nelson, an employee, and a mother to their children. She and Nelson manage their own household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.
Belen operates a school supplies business where people go to buy school supplies such as pens, bond paper, etc., without having to go to a bookstore. She buys the supplies at wholesale prices and then sells them by the piece. Her store is adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 300 in sales daily.
To help her continue operating her business, Belen is requesting a PHP 20,000 loan. She will use the loan to buy school supplies to expand her product inventory. She expects a boost in her business income as she expands her business.
Belen dreams her business will grow and expand. She also dreams of giving her children a good and high-quality education. She faithfully meets with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group comprises 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and repay micro-finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.