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Lilia
Lilia is 56, single, and has raised a son. Her son works in construction and has lived on his own for a few years. In 2002, to make money for her family Lilia began her business tailoring hats. Despite the fact that Lilia's degree is in teaching, she found herself in business. At home she makes hats for men and women. She sells her goods in a space she leases in the biggest market in Kyrgyzstan, called "Dordoi". She started her business with 15,000 som (KGS). She had been making has for friends and as special orders. Today, her business generates about 15,000 (KGS) -20,000 (KGS) per month from selling the hats she makes herself. In order to further expand her business, Lilia approached Bai-Tushum and Partners for a loan of 100,000 som (KGS) to buy materials used for sewing because there is a seasonal lull in the market, and prices for raw materials have declined. When the season begins again, Lilia's sales will increase which will increase her income. Lily plans to invest her profits into further expanding her business.
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Лилии 56 лет,не замужем, воспитала сына, Сын работает на стройке. Сын уже несколько лет проживает отдельно. В качестве источника дохода для семьи, в 2002 году Лилия начала свой бизнес в пошиве и реализации головных уборов.Не смотря на то что Лилия по образованию педагог, она нашла себя в бизнесе. На дому изготавливает головные уборы как мужские так и женские. Реализует товар на арендованной площади на крупнейшем рынке Кыргызстана "Дордой". Начатое со стартовой суммы в 15,000 сом (KGS) с того что изготавливала шапки для знакомых и на заказ,бизнес на сегодня приносит около 15,000(KGS)-20,000 (KGS) в месяц от продажи изготовленных собственноручно головных уборов. В целях дальнейшего развития своего бизнеса, Лилия обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку материалов для шитья,так как в связи с тем что на данные момент не сезонное затишье на рынке, цены на сырье и материалы снизились. С наступлением сезона Лилия сможет увеличить обороты бизнеса, что позволить увеличить свои доходы. Доходы Лилия планирует вложить в дальнейшее увеличение своего бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Lilia to buy materials to make hats.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 11, 2013
Listed
Jan 15, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2014