Ni Nyoman is a farmer who has farmland behind her house. In her farm there are coconuts, bananas and cacao. The produce of the farm provides for the children's education, the family's household needs and savings. Ni Nyoman has raised pigs at home since her husband began to work overseas. Her husband taught her how to maintain pigs like in his workplace. They already have considerable experience in raising pigs, and have gotten satisfactory results.
The waste generated by the farm, in the form of pig manure, is a constraint on the growth of the business. Ni Nyoman has taken the manure to the fields to use as fertilizer, but that was not enough to cope with the amount of the waste. When she heard about the biogas digester program, she joined immediately. Ni Nyoman is using her loan to construct and install a biogas digester, which will convert the waste into fuel (biogas) and organic fertilizer. This will reduce costs in the kitchen, and pollution of the environment can be overcome. Ni Nyoman also hopes to become an example for the people in her village, teaching the importance of using biogas for life.
More information about this loan
This loan is part of MUK's biogas pilot program, designed to finance construction and installation of biogas digesters that convert livestock waste into fuel for stoves and electricity. These units help farmers save money that they would otherwise spend on energy, and offer sanitary disposal mechanisms for waste. The digestion process also produces organic fertilizers as a byproduct, providing a low-cost alternative to expensive chemical fertilizers. These loans are designed to help farmers repay with the funds they save.
About Koperasi Mitra Usaha Kecil (MUK)This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.
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