At his own initiative, and with much dedication, Luis works as a mechanic in a textile factory in his city. He works every day from very early in the morning, working about 8 hours a day. He is happy doing his work and believes that it's going well because of his performance and his friendliness with his coworkers.
Luis is very grateful to the Kiva lenders, since thanks to their help he has been able to buy construction materials and cover the costs of labor. He wants to plaster and paint a wall, which will provide greater security and well-being for his family. He will continue working and making an effort to get ahead and achieve his dream of having his own mechanic's workshop.
Por iniciativa propia, con mucho empeño y dedicación, Luis trabaja como mecánico en una empresa textil de su ciudad, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, el se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Luis se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción y podrá cubrir los gastos de la mano de obra, ya que desea realizar el tarrajeo y pintado de una habitación en su hogar, de esta manea el podrá brindar mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para salir adelante y lograr su gran sueño de tener su taller de mecánica.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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