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Roberto
Roberto lives in the city of Guadalupe and learned to work when still very young because due to his parents’ limited resources he had to help them out. Because of this, he was only able to study up to fifth grade in secondary school but he would have loved to study Gastronomy. Roberto is very hardworking above all because he lives with his wife and they have three children who are 13, 14 and 2 years old who he loves very much and are the reason why he strives daily to get ahead.

With much effort and savings, Roberto managed to buy a mototaxi that he works with as a driver. He works about 10 hours daily and can take care of up to 25 customers per day. Roberto also has a small charcoal business; he sells it to restaurants that prepare charcoal grilled chicken. He believes that he’s getting ahead in his work because he’s very responsible and very much wants to get ahead.

Roberto is very grateful to Kiva lenders because thanks to the support they've given him he will be able to service his mototaxi. With this improvement he will be able to continue working and supporting his family and above all make his greatest dream reality: to own a house.
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Roberto vive en la ciudad de Guadalupe y desde pequeño aprendió a trabajar ya que debido a los pocos recursos económicos de sus padres tuvo la necesidad de apoyarlos, es por ello que solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar Gastronomía. Roberto es muy trabajador, sobre todo porque vive al lado de su esposa y junto a ella tiene 3 hijos de 13,14 y 2 añitos, a quienes quiere mucho y es la razón por la cual lucha cada día para poder salir adelante.

Con mucho esfuerzo y ahorro Roberto logro comprar una mototaxi, en la cual trabaja como chofer, el trabaja alrededor de 10 horas al día y puede atender hasta 25 clientes diariamente, asimismo Roberto tiene un pequeño negocio de venta de carbón, el cual ofrece a los restaurantes que preparan pollos a la brasa; él cree que está saliendo adelante en su trabajo porque es muy responsable y tiene muchas ganas de salir adelante.

Roberto está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar un mantenimiento general a su mototaxi, así con esta mejora podrá seguir trabajando y llevando el sustento para su familia y sobre todo luchar por hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD