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Luis lives in the hot city of Marcona that’s surrounded by tourist sites, especially beautiful beaches; there is an abundance of fish varieties that are used to prepare delicious dishes. Luis is 49-years-old and he’s a very hardworking man. Despite adversities, Luis works in his small business selling soft-drinks, ‘chicha morada’ [beverage made from purple corn] and shaved ice. He works in his small business around 8 hours daily and can take care of up to 15 customers daily. He believes he does well in his business because he’s kind to his customers and above all because his products are delicious and well-received.

Luis is very grateful to Kiva lenders because thanks to the support they’ve provided him he will be able to continue building his house and do some of the finishing touches like plastering the walls, among others. In this way, he will be able to give his family better quality of life and continue striving towards making his greatest dream reality: to finish building his house.
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En la cálida ciudad de Marcona, rodeada de hermosos atractivos turísticos, en especial playas hermosas y sobre todo hay mucha variedad de pescados con los cuales se preparan riquisimos platillos, vive Luis. Luis tiene 49 años de ead y es un hombre muy trabajador, a pesar de los adeversidaqdes Luis trabaja en su pequeño negocio de venta de bebidas gaseosas, chicha morada, y raspadillas. Luis trabaja en su pequeño negocio alrededor de 8 horas al dia y puede atender hasta 15 clientes diariamente; el cree que le va bien en su negocio porque es muy amable con clientes y sobre todo porque sus productos son deliciosos y tiene mucha acogida.

Luis está muy agradecido con los prestamistas Kiva ya que gracias a la ayuda que le han brindado el podrá seguir construyendo su vivienda y poder realizar los acabados como tarrajeo de paredes, entre otros; de esta manera podrá darle una mejor calidad de vida a su familia y seguir luchando para poder hacer realidad su más grande sueño:” Terminar de construir su vivienda”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD