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Josefa De La Cruz
Josefa is a micro-entrepreneur who has been selling tortillas for the past 15 years. She sells them in a market in the capital. She also sells cooked beans and milk curds.

She is married and has two children who help her out with the business. She will invest the loan in the purchase of maize, curds, beans and firewood.
View original language description ↓
Josefa es una microempresaria que desde hace 15 años se dedica a vender tortillas en un mercado de la capital, frijoles cocidos, cuajaditas, es madre casada con dos hijos quienes le ayudan a trabajar en el negocio, el crédito lo invertirá en la compra de maíz, cuajaditas, frijoles y leñas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Josefa De La Cruz to buy maize, curds, beans and firewood.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Feb 1, 2013
Currency Exchange Loss:
Aug 17, 2013