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Solidarias Group
In this Group: Adelfa Del Carmen , Marbelly De Los Angeles, Gema Veronica
This group comprises three micro-entrepreneurs, one of whom is Adelfa who has been selling Avon cosmetics for the past 7 years. She is a single mother with two children. She will invest the loan in the purchase of cosmetics such as cologne and perfume, hand cream, body lotion and other creams, etc. Marbelly runs a bookshop and Gema sells second-hand clothes.
View original language description ↓
Este grupo está formado por tres microempresarias una de ellas es Adelfa que vende cosméticos de la Avon desde hace 7 años, es soltera y madre de dos hijos. El crédito invertirá en la compra de cosméticos como perfume de varón y perfume de mujer, crema para manos, crema para cuerpo, lociones, etc. Marbely su negocio es de una librería y Gema vende ropa usada.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Solidarias Group's $1,125 loan helped a member to buy Avon cosmetics, such as hand cream, body lotion, cologne and perfume, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Feb 1, 2013
Currency Exchange Loss:
Jul 17, 2013