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Hernaldo José
Hernaldo resides in the city of Masaya, also known as the capital of Nicaraguan folklore. He is a 51-year-old cobbler who's married and responsible for his home. His business consists of making women's shoes. He has 22 years of experience working in this profession which has allowed him to acquire a great deal of experience in the manufacturing and designing of sandals.

His family consists of his wife and two children. The one son is independent, and the other younger daughter is a university student who is concentrating all her efforts into becoming a professional.

He sells his product in the municipal market of Masaya and he delivers to two clients who travel to the beautiful counties of Honduras and Costa Rica.

Hernaldo is requesting this loan in order to buy raw materials such as leather, soles, glue, new leather, shoe lasts, sponges, welts, pigskin, yellow glue, white glue, fiber, Juanita PVC resin, PVC 30-79 resin, Bamboo resin, and synthetic fabric among other things.

He considers that this loan will largely help him in increasing his income and the quality of life for his family as well as to satisfy the demand of each and every one of his customers.
View original language description ↓
El señor Hernaldo, reside en la cuidad de Masaya, conocida también como capital del Folklore Nicaragüense, con 51 años de edad, de profesión zapatero, casado y responsable de su hogar. Su negocio consiste en la elaboración de calzado de mujer, tiene la experiencia de 22 años dedicándose a esta labor, lo que le ha permitido adquirir una gran experiencia en la elaboración y diseño de las sandalias.

Su núcleo familiar lo conforman dos hijos y su esposa, del cual uno de sus hijos es independiente, la otra joven es estudiante universitaria en la que están concentrado todo sus esfuerzos para que se forme profesionalmente.

su producto lo comercializa en el mercado municipal de Masaya y le entrega a dos clientes que viajan a los hermanos países de Honduras y Costa Rica

El señor Hernaldo está solicitando un préstamo para la compra de materia prima como cuero, suela, pega, cuero nuevo, esponja, cerquillo, piel de cerdo, pega amarilla, pega blanca, fibra, cajuela 30-79, cajuela juanita, cajuela bambú, tela, entre otros.

Considera que el crédito le ayudara en gran parte en aumentar sus ingresos y calidad de vida para su familia así como cubrir la demanda de todos y cada uno de sus clientes.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 105
    View loans »
    Nicaragua Loans Fundraising
  • $23,723,925
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Hernaldo José to buy shoe-making products such as leather, yellow glue, white glue, shoe lasts, sponges, welts, fiber, Ethylene Vinyl Acetate, linings, pigskin, Juanita PVC resin, PVC 30-79 resin, Bamboo resin, and synthetic fabric.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 10, 2013
Listed
Jan 15, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014