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Nelcy  Esther
The main services Nelcy, 27, offers in her beauty salon are haircuts, hair coloring and hair styling. She started the business empirically and later attended an academy to perfect her skills and increase her offer. She started 8 months ago and has succeeded in moving it ahead with much enthusiasm because she’s able to generate income from this business for her home’s well-being and to increase her clientele.

She has many dreams of prosperity and her great challenge is that her working capital is sufficient to reach the growth goals she’s set. Because of this, she’s calling on Fundación Mario Santo Domingo to request a Kiva loan, her first financing with this institution that she’ll use to buy a hair washing sink, a chair and a salon station. With this, she’ll provide more comfort for her customers while they are in her salon and will continue to capture their patronage.

She opens for business Monday to Sunday from 9 in the morning to 9 at night and with all this effort is managing to position herself in the marketplace; her customers are mainly housewives, employees, young adults and adults in general who also bring their children to be cared for with the delicate touch Nelcy’s hands produce in their personal appearance.
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Corte, tinturado y peinado de cabellos, son los principales productos que ofrece en su salón de belleza, Nelcy una joven de 27 años, que inició este negocio empíricamente y posteriormente fue a la academia, para perfeccionar su aprendizaje y aumentar su oferta. Hace 8 meses, cuando ella inició su emprendimiento, ha logrado sacarlo adelante con mucho entusiasmo, pues con ese negocio, genera ingresos para apoyar el bienestar de su hogar y aumentar su clientela. Ella tiene muchos sueños de prosperidad y el gran desafío de que su capital de trabajo, sea suficiente para cumplir la meta de crecimiento que se ha propuesto. Por eso acude a la Fundación Mario Santo Domingo, para acceder a un credikiva, primer financiamiento que hace a esta organización, mediante la cual comprará una lava cabezas, una silla y un tocado de peluquería. Con ello dará un mayor confort a la estadía de su clientela en su espacio productivo y continuará cautivando su compra de servicios. Ella abre las puertas de su negocio de lunes a domingos y en horarios de 9 de la mañana a 9 de la noche y con todo este esfuerzo lo que está consiguiendo es posicionarse en el mercado de sus clientes, que lo conforman amas de casa, empleadas, jóvenes y en general adultos, que también llevan a sus niños, para que sean atendidos con el delicado toque que da a su imagen las manos de Nelsy.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 366
    View loans »
    Colombia Loans Fundraising
  • $14,070,600
    Funds lent in using Kiva
  • 1,765.1
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Nelcy Esther to buy a hair washing sink, a chair and a barber shop station.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2013
Listed
Jan 14, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013