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Andrés
Andrés makes a living selling food in his home in the town of Soledad, where he lives with his wife and three children. His business began as a family tradition because he and his siblings learned food preparation and sales from their father, and now Andrés's children also work with him.

His main product is the famous "arroz de lisa" [rice with mullet fish] that's usually prepared on the Caribbean coast. The mullet is washed very well, cooked for 10 minutes in boiling salted water, then drained, dried, flaked, and deboned when it's no longer very hot. The mullet is heated in a pot with rice and "hogao" [or "sofrito," an aromatic mixture of tomato and onion]. When it begins to boil, water and salt and pepper are added until the rice is done and ready to serve piping hot, sprinkled with chopped parsley.

This delicious product for which Andrés is very well known has given him recognition in the area where he has his sales stall. His wife participates in the process from early in the morning so sales can start at 6 a.m. until 11 on the same day, from Monday through Sunday. His main customers are workers in the area who buy by the portion and who are increasing every day.

This is the reason he's requesting a Kiva loan, his first financing from Fundación Mario Santo Domingo. With it he'll buy rice, salsas, fish, and vegetables, the ingredients he uses to make his dish. He plans to buy in quantity to lower his purchase cost and earn a little more.
View original language description ↓
Andrés se dedica a la venta de comidas en su domicilio ubicado en el municipio de Soledad, donde habita con su cónyuge y sus 3 hijos; su negocio inició por tradición familiar, pues de su padre aprendieron él y sus hermanos, la preparación y la venta de alimentos y hoy sus hijos también trabajan con Andrés. Su principal producto es el famoso arroz de lisa que usualmente lo preparan en la costa Caribe, lavando las lisas muy bien y cocinándola en agua hirviendo con sal durante 10 minutos, para luego secarlas y escurrirlas y cuando pierdan el exceso de calor, se desmenuzan quitando todas las espinas, poniendo al fuego en una cazuela el hogao, las lisas y el arroz; de esta manera cuando comienza a hervir, se incorpore el agua, sal y pimienta , hasta que el arroz esté en su punto y listo para servir bien caliente, espolvoreado con el perejil picado.
Este delicioso producto por el cual Andrés es muy reconocido es con el que ha logrado reconocimiento en el sector donde tiene su puesto de ventas. En su proceso participa su esposa desde la madrugada para que la venta inicie desde las 6 de la mañana hasta la 11 del mismo día, y desde los lunes hasta los domingos. Sus principales clientes son los trabajadores del sector, que lo compran en porciones y que cada día aumentan más. Esto es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará arroz, salsas, pescado y verduras, insumos con los cuales prepara su producto , el planea comprarlo en mayor volumen, para disminuir los costos de su compra y ganar un poco mas.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 488
    View loans »
    Colombia Loans Fundraising
  • $15,259,900
    Funds lent in using Kiva
  • 1,765.1
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $600 helped Andrés to buy rice, salsa, fish, and vegetables.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 11, 2013
Listed
Jan 14, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014