Mkamba operates a farm where he sells farm products. He has been involved in this business for thirty years and employs five staff members. His business is located at an agricultural area, and his primary customers are local residents. He describes his biggest business challenge to be a poor road network.
Mkamba will use the KES 8,700 loan to buy a water tank that will be used by his family members.
His business goal is to improve his business within five years. Mkamba hopes that in the future, he will expand his business.
More information about this loan
This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Water.org. Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:1) Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.
2) Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.
3) Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.
WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.
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