This is their 14th group loan cycle. WAH, standing in the middle of the group, plans to use her loan to buy two bags of scallions, two bags of onions, one carton of soumbala (a condiment made from néré seeds), 10 kg of gumbo powder, two cartons of smoked fish, two 20-liter containers of oil, and one 25 kg bag of salt from Bamako suppliers for resale from her home in Fana.
She expects to earn an average monthly profit of 90,000FCFA that she will use to provide for her family’s needs. A portion will be reinvested in her condiment sale activity.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de condiments, d’habillements, de riz et font la restauration.
Les femmes du groupe Kayira sont à leur quatorzième prêt solidaire.
La cliente WAH, la personne au milieu, compte acheter deux sacs d’échalotes, deux sacs d’oignons, un carton de soumbala, 10Kg de poudre de gombo, deux cartons de poissons fumé, deux bidons d’huile de 20litres et 1 sac de 25Kg de sel avec les fournisseurs de Bamako pour ensuite vendre sur place à la maison au niveau de Fana.
Elle envisage réaliser un bénéfice moyen mensuel de 90 000FCFA qui sera utilisé pour ses besoins de la famille et une partie est réinvestie dans l’activité de commerce de condiments.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid