Check out some available loans that are similar to this one!
Mano Amiga Group
In this Group: Juliana, Julia, Teresa*, Bonis, Marilyn, Ramona, Filiciana, Andrea, Berkys, Isabel*, Critina, Alexandra, Alejandrina, Deisy, Lucia, Andres, Alexandria, Crucita, Juana, Nicolasa
* not pictured
Juliana Calcaño is a young mother of two children, ages 7 and 9. In order to spend time with her children while continuing to earn a living, she has opened a small salon in her home. In the Dominican Republic, the women go the salon once a week for a hair wash and straightening. Juliana provides hair services, manicures, and different skin treatments. She sought out Esperanza to acquire a small loan that will allow her to buy more shampoos, conditioners, and nail products. As her business continues to grow, she hopes to employ several other young women to work in her salon alongsiD. her. In her free time, Juliana loves to cook and says that cake is definitely her specialty.

Juliana Calcaño is just one member of the 20 person bank, Mano Amigo. These Dominican entrepreneurs unite in solidarity, allowing them access to funding that they would otherwise never be able to receive on their own. The concept of this group bank paying their loan together is to reduce the risk of one person defaulting, as the othe members gladly help cover one another’s payments in order to receive their next loan together.

On behalf of Juliana, the Mano Amigo group, and the entire team here at Esperanza International, we thank you for your support and awareness of the global issue of poverty that you are helping to solve.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 11
    View loans »
    Dominican Republic Loans Fundraising
  • $8,228,650
    Funds lent in using Kiva
  • 34.1
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Mano Amiga Group's $3,975 loan helped a member to buy more shampoo, conditioner, and nail products for her small salon.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 23, 2008
Jun 12, 2008
Currency Exchange Loss:
Feb 15, 2009