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Ms. Imtiaz is a 50-year-old married woman. She has been doing a business of selling bags for the last one year. She purchases different bags in bulk at wholesale rates and then offers them to the people of her community. She makes enough from this business to fulfill the needs of the family members. She has five children; two of them are school going. In order to cater to more customers, she needs to purchase more handbags in different colors and designs by taking in account the demands of her customers. For this reason, she contacted Kashf Foundation and applied for a loan of Rs. 20,000. She expects a boost in her earnings through her large sales and desires to spend the part of it on providing quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 374
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Imtiaz to purchase more handbags in different colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 5, 2013
Jan 14, 2013
Currency Exchange Loss:
Feb 17, 2014