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Umsunai is 50 years old, married and has raised two children. In search of a source of income for the family, Umsunai started her business of gardening and animal husbandry in 1992. Further, as Umsunai is a seamstress by education, she works with sewing national clothing, which brings in a small income to the family. Having started with a sum of 5,000 som (KGS) the business currently brings in around 10,000 som (KGS) per month from the sale of handmade products.

With an aim to further develop her business, Umsunai turned to the organization "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of fabrics and materials for sewing, to increase the turnover of the business. Umsunai plans to invest the income in further expanding her business.
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Умсунай 50 лет, замужем, воспитала 2 детей. В качестве источника дохода для семьи, в 1992 году Умсунай начала свой бизнес в садоводстве и животноводстве. Также, в связи с тем, что Умсунай по образованию швея, она занимается пошивом национальных изделий, что приносит небольшой доход в корзину семьи.Начатое со стартовой суммы в 5,000 сом (KGS) ,бизнес на сегодня приносит около 10,000 сом (KGS) в месяц от продажи изготовленных собственноручно изделий . В целях дальнейшего развития своего бизнеса, Умсунай обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку тканей и материалов для шитья, для увеличения оборота бизнеса. Доходы Умсунай планирует вложить в дальнейшее увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Umsunai to purchase materials for producing national clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 14, 2013
Currency Exchange Loss:
Feb 17, 2014