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María Elena
María Elena is the mother of four children and has worked selling miscellaneous goods on the streets of León for 15 years. She has done this to sustain her family and support her household. She begins work at 6am and finishes at 3pm every day, Monday to Sunday.

The loan she is requesting from Ceprodel will be used to buy better quality products like hairclips, hairbands, sole protectors, eye makeup, eyeliners, pocket mirrors, nail polish and lipstick so that she can achieve more sales and earn more money. She would like to achieve her dream of having her own home, as she currently lives with relatives.
View original language description ↓
La señora María Elena, es madre de cuatro hijos y se dedica a la venta de bisutería de forma ambulante en las calle de la ciudad de León desde hace quince años, con la que ha desarrollado su familia llevando el sustento a su hogar, inicia a ofertar sus productos desde las 6 am y finaliza a las 3 pm en este mismo horario de lunes a domingo.

El crédito que esta solicitado a Ceprodel será utilizado para comprar producto de mejor calidad tales como piraña, diademas, chapas, cola, lápiz de ojos, vanidad, pinturas de uña y labio y así lograr mayores ventas para obtener más ingresos, los que le permitirán realizar su sueño, como es lograr a tener su propia vivienda ya que actualmente habita en casa de un familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped María Elena to buy hairclips, hairbands, sole protectors, eye makeup, eyeliners, pocket mirrors, nail polish and lipstick.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 14, 2013
Currency Exchange Loss:
May 17, 2013