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José Antonio
José is a newspaper seller. He sells door-to-door and on the street. Aged 63, he is enthusiastic and energetic, making him a cheerful and hardworking person. He needs a loan to increase his customer base. He plans to reach more customers and employ another salesperson to cover his new sales route. His business activities are a result of his own efforts - he previously worked in agriculture. He is married with two children.
View original language description ↓
Don José es vendedor de periódicos, su forma de venta es ambulante y de casa en casa, a sus 63 años cuenta con entusiasmo y energía, que lo caracteriza como una persona alegre y trabajador.
Necesita de un préstamo para ampliar su mercado, se proyecta abarcar más clientes, y poner otro vendedor que cubra su nueva ruta de venta.
Su actividad comercial lo inicia con esfuerzos propios, el se dedicaba a producir la tierra.
Su estado civil es casado y tiene dos hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped José Antonio to buy newspapers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 14, 2013
Currency Exchange Loss:
Sep 17, 2013