Creciendo learned to work when he was very young, because his parents had limited resources and he needed to support them. Therefore, he could only study until the fifth grade of secondary school, but he would have liked to study Civil Engineering.
Day to day, Creciendo works in his small business selling snacks, soda and beer. He works for about ten hours and serves up to 25 clients per day. He believes that he is successful because he has a variety of products and because he serves his clients in a friendly manner.
Creciendo is very grateful for the Kiva lenders because thanks to their help, he will be able to buy merchandise for his business, such as wholesale soda and beer. He will then have a greater variety of products and he will be able to improve his earnings. In this way, he will continue fighting to make his dream a reality: to finish building his home with quality materials.
Día a día Crecencio trabaja en su pequeño negocio de venta de abarrotes y bebidas gaseosas y cervezas, el trabaja alrededor de 10 horas al día y puede atender hasta 25 cliente en el día; él cree que está saliendo adelante porque tiene variedad en sus productos y asimismo atiende de manera amable a sus clientes.
Crecencio está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar mercadería para su negocio como bebidas gaseosas y cervezas al por mayor, así tendrá mayor variedad de productos y podrá mejorara sus ingresos y de esta manera el seguirá luchado para poder hacer realidad su más grande sueño:” Terminar de construir su casa de material noble”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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