Unfortunately, due to a lack of financial resources and the need to begin working, Roberto could not study a professional degree, but he would have very much liked to do so. In his free time, he likes to watch television, and sometimes he cooks a delicious Ceviche (a marinated seafood dish) to share with his family.
By his own initiative and with plenty of effort and dedication, Roberto makes a living as a construction worker. He works for about ten hours every day, beginning in the early morning. He is happy with his work and he believes that it is going well because he has finished his projects well and because he treats his clients in a friendly manner.
Roberto is very grateful for the Kiva lenders, because thanks to their help he will be able to buy construction materials, such as sand, cement, bricks, and others. These will help him to construct the roof of his house. He will then be able to provide his family with better security and well-being. He will continue working and putting in effort to make his greatest dream come true: to finish construction on his house.
Por iniciativa propia, con mucho empeño y dedicación, Roberto trabaja como albañil en el rubro de la construcción, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, el se siente a gusto realizando su labor y cree que le va bien por los buenos acabos y por el trato amable que brinda a sus clientes.
Roberto se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, como arena, cemento, ladrillos y otros, los cuales le ayudaran de mucho para hacer el techado de su vivienda, de esta manera brindara mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de terminar la construcción de su vivienda.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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