Julio lives with his wife and two children. He does everything in his power to provide what is necessary for them to succeed, and he makes sacrifices daily so that they can have the opportunities that he never had. For this reason, he works every day as a construction worker. He works for about 8 hours a day, although sometimes he works more depending on the type of construction he is doing. He believes that he is successful because he is very responsible and thorough in his work.
Julio is very grateful for the Kiva lenders, because thanks to their help he will be able to construct a bathroom in his home. Currently he only has a latrine, so he will now be able to improve his family's quality of life. He will continue working every day to make his greatest dream come true: for his children to have a good profession and to see his house completely finished.
Julio está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá construir un baño en su domicilio, ya que actualmente solo tiene una letrina, así el podrá mejorar la calidad de vida de su familia y seguir cada día trabajando para poder hacer realidad su más grande sueño:” Darle una buena profesión a sus hijos y ver su casa terminada completamente”.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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