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Junior Alfredo
Junior is a 31 year old man. He lives in the city of Chincha with his wife and three children whom he loves and are most important in life. He is friendly, hardworking, and enthusiastic. With the support of his wife they work very hard to come out ahead. Thanks to his hard work and the support of his parents, Junior was able to partially study computer technology. Unfortunately, because he lacked the financial resources he was not able to finish his studies. In his free time he likes to play soccer with his friends and sometimes he will cook a delicious Carapulcra con Sopa Seca to share with is family.

Determined and dedicated, Junior works as a machine operator of a textile factory in his city. He works every day from early in the morning for ten hours. He feels good about his job because he is dedicated and treats others with respect.

Junior is very grateful with Kiva lenders. With this loan he will purchase construction materials like sand, cement, tubes and others to build the facade and front of his home. He will continue to work hard and dedicate himself so that he can accomplish his goal of finishing his professional studies.
View original language description ↓
Junior es un hombre de 31 años, vive en la ciudad de Chincha con su esposa y sus tres hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con el apoyo de su esposa dedican todos sus esfuerzos por sacar adelante a su familia; gracias a su esfuerzo y al apoyo de sus padres, Junior pudo estudiar una pequeña terrera técnica de Computación Tecnológica, lamentablemente por falta de recursos económicos no pudo culminarlos, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Junior trabaja como operador de maquinas en una empresa textil de su ciudad, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, el se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Junior se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada comprara de materiales de construcción, como arena, cemento, tubos y otros, de esta manera Junior podrá realizar la construcción de la fachada y la parte delantera de su vivienda, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de culminar sus estudios profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Junior Alfredo para la compra de materiales de construcción.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 8, 2013
Listed
Jan 12, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013