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José De La Cruz
Jose is 62 years old and single. He lives with his three children in the municipality of Azacualpa, Santa Bárbara. He has his own business activity in order to generate income.

He used to work in transportation with a school bus. Three years ago he decided to devote himself to selling purified water in large bottles and in bags.

He sells door-to-door. He buys and distributes the product from individuals and grocery stores. He uses a motorcycle for the delivery.

He will use the requested loan for 7,000 lempiras to buy water in order to increase his inventory and increase sales.

He has a plan to become a small business water distributor in order to generate income for his family.
View original language description ↓
Don Jose tiene 62 años de edad, soltero, vive en el municipio de Azacualpa, Santa Bárbara junto a sus tres hijos. Don Jose realiza su propia actividad de negocio para generar ingresos. Anteriormente trabajaba en transporte con un bus escolar y hace tres años decidió dedicarse a la comercialización de agua purificada en botellón y en bolsa. Las ventas son a domicilio, compra y distribuye el producto a personas particulares y pulperías, el utiliza una motocicleta para la distribución. El préstamo que ha solicitado es por 7,000 Lempiras, con el cual va comprar agua para incrementar su inventario y aumentar las ventas. Tiene como plan llegar a formar una microempresa distribuidora de agua para generar ingresos para su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped José De La Cruz to buy purified water to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 22, 2012
Listed
Jan 12, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013