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Daniel Santos
In the district of Santiago, a district characterized by its large green-colored landscapes due to the farming that is developing in the zone, lives Daniel, who is 39 years old. He shares his life at the side of his wife with whom he has 2 children who are 15 and 11 years old, and for whom Daniel strives each day to be able to get ahead, since he wants a life with better opportunities than those that he had for them.

Day to day Daniel goes out to work with much optimism and above all happiness since according to him when one works with good humor and spirits everything goes well. Daniel has his small business selling newspapers from very early. He works in his business around 9 hours per day and believes that he is getting ahead because of his responsibility and above all because he serves his customers well.

Daniel is very deeply moved and grateful for the Kiva loans since with their great help he will be able to buy a motorbike to be able to distribute his newspapers. In this manner he will be able to serve his customers more promptly and improve his service. Thus he will be able to continue striving each day to improve and realize his greatest dream: "To be able to give his children a good education and to have a newspaper distributorship."
View original language description ↓
En el distrito de Santiago, distrito caracterizado por sus grandes paisajes de color verde debido a la agricultura que se desarrolla en la zona, vive Daniel, el cual tiene 39 años de edad, comprarte su vida al lado de su esposa con la cual tiene 2 hijos de 15 y 11 años de edad, por quienes Daniel lucha cada día para poder sacarlos adelante, ya que quiere para ellos una vida con mejores oportunidades que las que tuvo el.

Día a día Daniel sale a trabajar con mucho optimismo y sobre todo alegría ya que para él cuando uno trabaja de buen humor y animo todo sale bien, Daniel tiene su pequeño negocio de venta de periódicos desde muy temprano, el atiende su negocio alrededor de 9 horas al dia y cree que esta saliendo adelante por su responsabilidad y sobre todo porque atiende bien a sus clientes.

Daniel está muy emocionado y agradecido con los prestatarios Kiva ya que con su gran ayuda el podrá comprar una moto para poder realizar la distribución de sus periódicos, ya que de esta manera podrá atender a sus clientes con mayor prontitud y mejorara su servicio, así el podrá seguir luchando cada dia por mejorar y hacer realidad su más grande sueño:” Poder darle a sus hijos una buena educación y Tener una distribuidora de periódicos”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,200 helped Daniel Santos to buy a motorbike (to distribute newspapers).
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 22, 2012
Listed
Jan 12, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014