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Onesmus is a repeat borrower of Ugafode. He narrates: "I joined Ugafode in 2012 when I wanted a loan to buy land. I was given the loan and bought the land. I was able to start the construction of my school/nursery which I hope to open this year. I want this loan to expand the land on which I built the nursery and construct toilets. I would like to extend my sincere appreciation to the management and Ugafode as an institution for the support given to us which has enabled us to accumulate income and assets."

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Uganda

  • $1,800
    Average annual income
  • 186
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,682.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Onesmus to buy a piece of land to construct a pit latrine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Jan 12, 2013
Currency Exchange Loss:
Feb 17, 2014