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David is 50 years old and married with six children, four of his children are school-going. He is a peasant farmer involved in cattle rearing and growing coffee and sugarcane. David has been practicing agriculture for the last 20 years and it is the major source of income for looking after the family and paying school fees for his children. His clients are residents of his village and from the outskirts of Kagadi town who buy his milk and sugarcane.

David wants a loan of 3,000,000 UGX to buy more cows for rearing as well as improving on the sugarcane and banana plantation. He is always challenged by the changing weather conditions that affect his agricultural business.

David's dream is to educate his children up to higher institutions of learning and help him in the future. He also hopes to buy a machine which will help him add value to his sugarcane, for example brewing it into local gin. But his wish is to see the lender availing him with financial services to have his dream come true.

In the photo, the second person to the left is the Ugafode officer.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 204
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,682.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped David to buy cows and also improve his sugarcane and banana plantations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 12, 2013
Currency Exchange Loss:
Feb 17, 2014