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Orn's Group
In this Group: Orn, Chom
Orn, 45 years old, lives in a rural area of Moung Russey district in Cambodia's Battambang province. She is married and a mother of four children, one (a daughter) who is dependent on her and currently in school.

To make a living, Orn works as a rice farmer on a two-hectare plot of farmland while her husband supplements the income by working as a paid worker. Together, they are able to earn 24,000 KHR daily and manage to save approximately 18,000 KHR after offsetting the daily cost of living.

This will be Orn's fourth time requesting a loan via VisionFund (Kiva's partner). The previous loans have enabled her to secure her family's finances. Orn is now leading a female group member who is a first-time borrower to take out loans in the amount of 1,400,000 KHR and 1,000,000 KHR respectively. As a group representative, Orn will spend her loan portion on covering the cost of labor and also spend a small portion of the loan on covering the cost of transportation to join her child's wedding in Phnom Penh (the capital city of Cambodia), as well as helping to celebrate the wedding party. Via the help of this loan portion, Orn believes that her rice will be harvested on time and is able to successfully help her child celebrate their wedding.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 316
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Orn's Group's $600 loan helped a member to cover the cost of labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014