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Carmen Delia
Carmen Delia is 54 years old, and is married with one son, who is currently studying at university. Carmen Delia is from the department of León, which is located in the western region of the country. In her free time, Carmen Delia likes to cook her favorite foods, including tacos and other typical foods from the area. Unfortunately, she never had the financial means necessary to pursue a university level career, though she would have liked to get her nursing degree.

Carmen Delia is an entrepreneurial, hard-working woman who operates her own clothing and cosmetics sales business. She started her business 17 years ago, and she works 10 hours every day. She plans to use the support from this loan to further stock her business with various products, including: cosmetics, pants, blouses, shorts, dresses, shirts, tank tops, underwear, bedding and other items. She hopes that this investment will help her to increase her profits and income and will in turn help her to grow her business. Carmen Delia is grateful for the support and opportunity that Kiva lenders give to people of scarce resources all over the world in developing countries like Nicaragua.
View original language description ↓
Carmen Delia de 54 años de edad, casada con un hijo bajo su responsabilidad el cual asiste a la universidad.Ella es Originaria del departamento de León. Lugar que está ubicado en la zona de occidente del país. En sus ratos libre ella le gusta cocinar sus comidas preferidas son los tacos, comida típica de la región. Lamentablemente por falta de recursos económico no pudo cursar una carrera universitaria. Le hubiera gustado ser enfermera titulada.
Gracia a sus su espíritu de emprendedor y sus ganas de salir adelante, ella tiene por actividad económica la venta de ropa y cosméticos desde hace 17 anos que se dedica a dicha actividad. la rutina de carmen es trabajar una 10 horas diarias.El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de cosmeticos,pantalones, blusas, short, vestidos, ropa interior, ropa de cama, camisetas, camisolas, y de dicha forma en un futuro no muy lejano sus ingresos aumentara. Carmen Delia agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 113
    View loans »
    Nicaragua Loans Fundraising
  • $23,737,400
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Carmen Delia to invest in merchandise to stock her business, including: cosmetics, pants, blouses, shorts, dresses, shirts, tank tops, underwear, bedding, etc.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 10, 2013
Listed
Jan 11, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 18, 2013