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Javier
Javier, 50, is a shy man. He has been living in the home that he inherited from his mother for 20 years together with his two children: Luzmila and Melania. Presently he finds himself confronted with a difficult problem; he lost his housing documents; he will recover the duplicates within a few months. 13 years ago he became a widower. Since then, he has worked in order to support his family. He has always liked to cook. His wife used to work as a laborer in various crops while he looked after his restaurant where he sold Chinese food: "in my best days, it was one of the best restaurants, when my wife passed I had to close down," he says wistfully. It's like this that a few months ago, with the help of his communal bank, he began to plant in the land that he rents on an annual basis. He grows peas, corn, quinoa, and potatos which he sells in the city at great prices since they are good quality and organic.

He belongs to the solidarity group "Cruz de espinas" and this is his third loan with MFP. In all these years of working, he has gotten good results in his business and in his personal life for which he is grateful. Because of this, he promises to be punctual with his payments. Moreover, he likes being a part of his communal bank since they support one another and are like a family.

Javier will use this money to buy ingredients such as onion, rice, sugar, and eggs for food preparation.
View original language description ↓
Javier, de 50 años es un hombre tímido. Vive desde hace 20 años en la casa que heredó de su madre, junto a sus 2 hijos: Luzmila y Melania.
Hace 13 años enviudó, desde ese entonces trabajó para mantener a su familia. Cuenta que siempre le gustó cocinar, anteriormente su esposa se dedicaba a trabajar como peón en diversos sembríos, mientras él cuidaba de su restaurante, donde vendía comida china. “en mis mejores tiempos, mi restaurante era uno de los mejores restaurantes, cuando mi esposa murió tuve que cerrar”, afirma con melancolía. Es así que hace pocos meses, con la ayuda de su asociación comenzó a sembrar en los terrenos que alquila de manera anual, donde siembra alverja, maíz, quinua y papa, los cuales vende en la ciudad a buenos precios; pues tiene buena calidad ya que son orgánicos.
Él pertenece al grupo solidario “Cruz de espinas” y este es el tercer crédito con MFP, en todo estos años de trabajo obtuvo buenos resultados en su negocio y en su vida personal, por lo que se encuentra agradecido, por ello promete ser puntual con sus cuotas, además le agrada pertenecer a su asociación, pues se apoyan y son como una familia.
Javier, invertirá el dinero en la compra de insumos como cebolla, arroz, azúcar y huevos para la preparación de sus alimentos.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Javier to buy ingredients such as onion, rice, sugar, and eggs for food preparation.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 21, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013