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José Santos
José is forty-one and has one child. He's a person who has really made an effort to support his child. He was in an alcohol rehab center for two years, where he learned how to sell costume jewelry, CDs, DVDs, clothing for all ages, backpacks, etc. He now has eleven years' experience and has two locales, one of which is by the community schools in the area north of the department where he lives. Previously he worked in agriculture, growing basic grains. He is very well-known in his area for his sociability and charisma.

José buys his merchandise every eight days, traveling to the capital, where he can get them for the best prices. He takes three buses to get there.

José is seeking a loan from Fundación Campo to buy $200 in clothing for all ages, $150 in CDs and DVDs, $100 in earrings and decals, $250 in costume jewelry, and $250 to buy backpacks for students. With the investment he'll have plenty of inventory so he can offer more products to his clients this season and when school starts. He hopes sales will increase considerably so he can earn more and build a more decent house and get a car to transport merchandise from one place to another more conveniently.
View original language description ↓
José tiene 41 años de edad, tiene un hijo. Él es una persona que se ha esforzado mucho para apoyar a su hijo. Él estuvo internado en un centro de rehabilitación del alcoholismo durante dos años, ahí aprendió a vender productos de bisutería, CD, DVS, ropa de todas las edades, bolsones, entre otros productos. Hoy en día tiene once años de experiencia en ese negocio y posee dos lugares en donde los vende, una de ellas es en las escuelas de la comunidad y en la zona norte del departamento en donde vive. Antes, se dedicaba a la agricultura, a sembrar granos básicos. Es muy conocido en la zona por su sociabilidad y carisma con las personas.

Él compra su mercadería cada ocho días, se traslada a la capital para realizar las compras, debido a que los adquiere a mejor precio y aborda tres autobuses hasta llegar a su destino.

El préstamo que esta solicitando a Fundación Campo, es para comprar $200 de ropa de todas las edades, $150 en la compra de CD y DVD, $100 en aritos y calcomanías, productos de bisutería $250 y $250 para comprar bolsones para estudiantes. Con la inversión, dispondrá de mayor inventario para ofertar más productos a sus clientes y más en esta época en donde inician las clases. Espera que sus ventas aumenten considerablemente para que sus ingresos sean mejores y construir una vivienda más digna y adquirir un vehiculo para trasladar la mercadería de un lugar a otro más cómodamente.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 780
    View loans »
    El Salvador Loans Fundraising
  • $26,227,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Santos to buy $200 in clothing for all ages, $150 in CDs and DVDs, $100 in earrings and decals, $250 in costume jewelry, and $250 to buy backpacks for students.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 7, 2013
Listed
Jan 11, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013