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Karen Lorena
Karen is 28 years old, married, and has three children. She lives in the town of Santa Cruz de Yojoa with her husband and children. Before, Karen used to make tortillas to sell; she has always been a merchant.

A year ago she established her own business in her home selling clothing. She sells pants, shirts, shorts, blouses, etc. She has decided to obtain another loan, this being her eight loan cycle in ODEF, and it is for 11,000 lempiras.

The investment she is going to make is to stock dresses and pants to sell. She wants to continue working so that she can deal with her commitments, be financially solvent, and see her business grow.
View original language description ↓
karen tiene 28 años de edad, casada, tiene 3 hijos, vive en el municipio de Santa Cruz de Yojoa junto a su esposo y sus hijos. Karen antes hacia tortillas para vender, ella siempre se ha dedicado al comercio. Hace un año que estableció su propio negocio en su casa de venta de ropa, vende pantalones, camisas, short, blusas etc. Ha decidido obtener otro préstamo siendo este el octavo ciclo en ODEF, el cual es por 11,000 Lempiras, la inversión que va hacer es para surtir de vestidos y pantalones para vender. Ella quiere seguir trabajando para salir de sus compromisos, tener solvencia económica y que el negocio crezca.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Karen Lorena to buy ladies' pants and dresses for stocking her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 11, 2013
Currency Exchange Loss:
Sep 17, 2013