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Joaquín
Joaquín is 46 years of age, married, and has one son. From a young age he has worked growing basic grains, such as corn and beans, to support his family. He also participates actively in the church, where he is a catechist. Over the years Joaquín has taken various courses to prepare natural medicines which were given in the church. During the armed conflict that took place in his country, he was also taught how to make natural pastes for medicinal use. A year ago he bought a mill to grind medicinal plants, and this is how he prepares his products. Joaquín needs to travel to the city to buy the raw materials he needs to prepare his medicines, and has to walk between 15 and 20 minutes to the spot where he catches the bus.

The loan Joaquín has requested from Fundación Campo is to buy materials to improve the roof of his house, as well as to buy raw materials to prepare medicines. With this investment, he will be able to repair the roof on his house so that he is ready for the rainy season. He will also have enough medicine to offer his customers, to whom he sells by traveling to different neighborhoods. His wish is to have his own natural medicine business in the city, and to provide for his son’s education.
View original language description ↓
Joaquín tiene 46 años de edad, es casado y tiene un hijo. Desde pequeño se ha dedicado a trabajar en el cultivo de granos básicos como maíz y fríjol para sostener a su familia. Además, él participa activamente en la iglesia siendo catequista. A través de los años don Joaquín ha asistido a diferentes cursillos de elaboración de medicina natural que fueron impartidas en la iglesia y durante el conflicto armado en el país le enseñaron a elaborar pastas naturales para medicina. Hace un año compro un molino para moler plantas medicinales y es así como elabora sus productos. Para comprar la materia prima, que necesita para elaborar la medicina tiene que viajar a la ciudad, para ello debe caminar de quince a veinte minutos a pie hasta llegar al lugar en donde aborda el autobús.

El préstamo que esta solicitando a Fundación Campo, es para comprar materiales para mejorar el techo de su casa y para comprar materia prima para elaborar la medicina. Con la inversión, podrá reparar el techo de su casa, para estar listo para la temporada lluviosa y dispondrá de suficiente medicina para ofrecer a sus clientes ya que él sale a venderla de manera ambulante. Su deseo, es instalar su propio negocio de venta de medicina natural en la ciudad y brindarle el estudio a su hijo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 814
    View loans »
    El Salvador Loans Fundraising
  • $25,682,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Joaquín to buy materials to improve the roof of his house, as well as to buy raw materials to use to make medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 9, 2013
Listed
Jan 11, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014