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Virginia
Thirty-four-year-old Virginia is from Santa Rosa in the region of Ayacucho. She lives with her partner, 38-year-old Félix. She is the mother of three young children, Emerson, Erica, and Ruth.

She lives with her family in a house made of fine materials that she built with the help of her partner. She learned the business of growing organic cacao when she was very young and, with the passage of time, she has been able to make it the primary source of support for her household. For over 10 years she has been an independent grower on some plots of land she got with Félix in order to ensure reliable support for her household.

She likes her work very much, as she is used to spending many hours in the field doing the daily tasks alongside the laborers she hires so the work goes smoothly. Nevertheless, rainy days keep her from getting to her land, as access to it becomes very unstable because of mud.

She plans to improve her yield by replacing cacao trees that are out of phase and using their stalks to start making grafts. In order to do this, she needs capital to buy gumbo-limbo plants.

Her plans for the future are all directed toward buying a cargo vehicle, which she hopes will make transporting her produce to the place she sells to collectors easier. For this season, she needs 1,000 nuevos soles to buy gumbo-limbo plants and guano fertilizer in hopes of replacing her out-of-phase crops.
View original language description ↓
Virginia de 34 años, Natural del distrito de Santa Rosa región Ayacucho, comparte una vida conyugal con Félix de 38 años. Madre de 3 menores: Emerson, Erica y Ruth.
Reside junto a su familia en una vivienda construida a base de Material noble que construyo con ayuda de su pareja. Se instruyó en las actividades productivas de cacao orgánico desde muy niña logrando convertirlo con el paso de los años en el principal sustento de su hogar. Lleva más de 10 años como productora independiente en unas parcelas que adquirió junto a Félix con motivo de buscar un sustento sólido para su hogar.
Le agrada mucho su trabajo ya que esta acostumbrada a pasar muchas horas en el campo realizando sus labores cotidianas junto a los jornaleros que contrata para un trabajo fluido. No obstante los días de lluvia impiden dirigirse a sus parcelas ya que el acceso se vuelve muy inestable a causa del lodo.
A manera realizar una mejora un su producción planea reemplazar árboles de cacao desfasados y usar el tallo de estos para iniciarse en la producción de injertos para el cual es necesario contar con capital para la compra de las plantas de almácigo.
Sus planes a futuro apuntan a la compra de un vehículo carguero con el cual espera facilitar el transporte de sus productos a su localidad para su posterior venta a los acopiadores. Requiere contar para la presente campaña con 1,000 nuevos soles para la compra de plantas de almácigo y abono guano de isla esperando reemplazar las plantaciones desfasadas.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Virginia to buy gumbo-limbo plants and bird-guano fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2012
Listed
Jan 11, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013