Check out some available loans that are similar to this one!
Bernarda Lila

Update on Bernarda Lila

Bernarda lives in Ticuantepe with her husband and family. She works for a private firm and her greatest wish is to finish building her house. Thanks to support from Afodenic via Kiva funds she’s reaching this dream. She will use this new loan to buy building materials to do some building her house needs. She will buy cement and tile.
View original language description ↓
La señora Bernarda habita en el municipio de Ticuantepe junto a su esposo y familia, labora para una empresa privada su mayor sueño es terminar de construir su casa y Gracias al apoyo de Afodenic atravez de Fondos Kiva ella esta cumpliendo su sueño, con este nuevo financiamiento comprara Materiales para realizar algunas construciones que su casa requiere, comprara: cemento, ceramica.

Previous Loan Details

Bernarda lives in the municipality of Ticuantepe with her family. She is very happy with the help she has received from AFODENIC through Kiva's funding since with her first loan she managed to improve the roof of her humble home. Her current plan is to rebuild a shed for the laundry machine and ... More from Bernarda Lila's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bernarda Lila to buy building materials and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 11, 2013
Currency Exchange Loss:
Jan 18, 2014