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Mr. Kashif is a 29-year-old married man and active borrower of BRAC Pakistan, living in Lahore, Pakistan. His wife is a very hardworking and responsible housewife who always helps her husband in the preparation of yogurt. Since 2000, Kashif has been in the business of selling milk and yogurt which is the only source of income for his family. He purchases milk from the dairy farm and sells it in the local market.

Currently he is in need of purchasing more milk from the farm to continue his business, but due to financial constrains he finds it difficult. For that reason, he has requested a loan amount of 100,000 PKR from Kiva's partner BRAC Pakistan. This will not only help him to grow his milk-selling business but will increase his net income and savings as well. He desires to provide quality education to his children. He is very much thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Kashif to purchase milk for sale in the local market.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 1, 2013
Jan 12, 2013
Currency Exchange Loss:
Jan 17, 2014