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Mr. Riaz is 49 years old, married, and the father of four children, living with his family in Lahore, Pakistan. Since 2001, he has been in the business of selling milk and yogurt, which is the only source of income for his family. He purchases milk from the dairy farm, and sells it in the market.

Currently he is in need of more milk from the farm to continue his business. Due to financial constrains, he finds it difficult.

So he has requested a loan of PKR 125,000 from Kiva's partner BRAC Pakistan. This will not only help him to grow his milk and yogurt selling business, but will increase his net income and savings as well.

He wants to provide a quality education for his children. He is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,300 helped Riaz to purchase milk for sale.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Jan 12, 2013
Currency Exchange Loss:
Feb 17, 2014