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Goldy
Goldy is divorced and has two children. She’s been living in the ‘anticrético’ modality (a legal agreement between a homeowner and a tenant in which an amount of money is agreed upon for a term of no more than a year at the end of which the money is returned to the tenant who must then vacate the home or apartment) for a year now. She has use of an apartment with all necessary space for a sewing workshop. The house is brick with a wood floor and it’s located in the city of La Paz’s Llojeta
Bajo neighborhood.

She currently works as a sewing artisan manufacturing weatherproof clothes. She makes sports sweatshirts and jackets and every weekend delivers her goods to a girlfriend who takes care of selling them in the markets and street markets in La Paz. Income earned is used for her transportation and food costs. She needs the loan to buy raw materials (weatherproof fabric) to make more clothes thus improving her income. Goldy’s dream is to own a house to improve her quality of life. This is her first loan request to IMPRO and to KIVA.
View original language description ↓
Goldy es divorciada y tiene dos hijos, vive en anticretico (acuerdo legal entre dueño de casa e inquilino por el que se acuerda un monto de dinero por un plazo no menor a un año, al cabo del cual el dinero será retornado al inquilino y éste deberá desalojar la habitación o departamento) ya hace un año, ella cuenta con las dependencias necesarias de un departamento donde tiene un ambiente la cual la utiliza como taller de costura; la casa es ladrillo y el piso es de madera, la casa se encuentra ubicada en la zona de Llojeta Bajo de la ciudad de La Paz.
Actualmente trabaja como artesana en costura de ropa en tela polar, ella elabora buzos deportivos, chaquetas y cada fin de semana entrega su producto a una amiga la cual se encarga de vender en los mercados y ferias de La Paz; estos ingresos le sirven para poder cubrir gastos de transporte y alimentación. El crédito requiere para la compra de materia prima (tela polar) para poder confeccionar más ropa y así mejorar sus ingresos.
El sueño de Goldy es poder contar con una vivienda propia y asi poder mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $28,726,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Goldy to buy fabric.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 10, 2013
Listed
Jan 14, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013