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5013-0090012091 Group
In this Group: Sarah, Chritine
Sarah's group is comprised of two hardworking women. Sarah is 23 years old and lives in the town of Kyengera in the Kampala west region of Uganda. She is married and has 2 children, with 1 of them currently in school. For the past 2 years, Sarah has been working hard to manage her retail shop, which sells sugar, soap, milk and bread.

To help expand her business, Sarah has requested a loan of 800,000 Ugandan Shillings from BRAC Uganda. The loan will be used to purchase more essential commodities such as milk, bread, sugar and soap for resale, and will help Sarah to generate greater profits to take good care of herself and her children. Sarah hopes that in the future she will be able to expand her business into a wholesale shop and also to open up another retail shop in town.

Sarah is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to micro-finance loans, the program provides both a safe place for young Ugandan women to take part in group activities and a forum for life-skills training.

Additional Information

More information about this loan

This loan is part of BRAC Uganda's Empowerment and Livelihood for Adolescents (ELA) program geared toward helping young women realize their full potential. The comprehensive curriculum of the ELA program includes training in life skills and the creation of adolescent clubs for ELA participants to discuss social issues and play games. Older ELA members are offered training in specific income-generating activities and can receive microfinance loans to support their enterprises. The ELA program has expanded rapidly since the beginning of 2008. Today, there are over 1,000 adolescent clubs reaching more than 40,000 young women across Uganda.

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 279
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,706.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of 5013-0090012091 Group's $600 loan helped a member to purchase more essential commodities such as milk, bread, sugar and soap for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 12, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 23, 2013