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Al Rihan Group
In this Group: Elissar, Iman, Khadija
Iman is the featured borrower for the Al Rihan group. She got together with her other group members to take this Al Majmoua loan because they have always been neighbors and friends. Iman is the one in the middle. She has worked as a hairdresser for 10 years to help her husband in making their living. Her business is located at home, in order to take good care of both her family and business at the same time. Iman is requesting a loan from Kiva partner Al Majmoua in order to increase her beauty products to improve her business. She is a 36-year-old married woman, and the mother of five children, four girls and one boy aged between 6 and 12 years old.

Khadija is the one on the left. She has been a housekeeper for eight years. She helps her husband in making their living and covering their children's expenses. She is a 43-year-old mother of four children, two boys and two girls aged between 11 and 20 years old. Her requested loan will be invested in paying for her children's educational fees which is a very important issue for her.

Elissar is a 22-year-old married woman and mother of one baby girl. She has been working as a tailor for three years, and she is applying for a loan from Kiva partner Al Majmoua in order to buy a washing machine necessary for her business and house needs at the same time.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 130
    View loans »
    Lebanon Loans Fundraising
  • $16,571,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Rihan Group's $600 loan helped a member to increase her beauty products to improve her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 11, 2013
Currency Exchange Loss:
Sep 17, 2013