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Augustine Alieu's Group
In this Group: Augustine Alieu, Olive Johnson, Abdul Rahman, Robert R., Samuel S., Adiatu A., Josephine M., Hawa , Abdulai K.
Salone Microfinance Trust (SMT), a partner of base in Makeni, Northern Sierra Leone is very pleased to present to you this group of teachers from Waterloo, a small town near Freetown, Sierra Leone’s capital city. This group of teachers has come to SMT/Kiva lenders to apply for a loan of 15,100,000 Leones to solve their immediate financial challenges and at the end of each month, they can easily repay the loan using their monthly salaries. Their school’s bursar is directly responsible for making the deductions and repayments on their behalf.

Augustine is the featured leader of this group. A native of Kamabai, in northern Sierra Leone, 32-year-old Augustine is married to a teacher and the couple has 2 children. Augustine has been a school teacher for 10 years now. He has requested this loan in order to buy materials for building a house like cement for the construction of a dwelling house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,339.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Augustine Alieu's Group's $3,500 loan helped a member to buy materials for building a house like cement for the construction of a dwelling house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 11, 2013
Currency Exchange Loss:
Nov 17, 2013