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Han's Group
In this Group: Han, Saran
Han is a villager living in a rural village of Ek Phnom district in Cambodia’s Battambang province. She is a 56-year-old widow with nine children. Han earns a living through farming rice. Having been involved in the rice-growing business for more than 30 years, she can earn approximately 26,000 KHR (Cambodian riels) daily and save about 9,000 KHR after deducting the daily expenses.

Han has been with Kiva’s partner VisionFund for five loan cycles already, with which she succeeded in better supporting the family. Now she is in need of money to purchase fertilizer and pesticide and to pay wages to farm laborers. Therefore, Han is leading a group of two female members to take out a loan in the amount of 2,400,000 KHR in total.

In the near future, she expects a boost in her income via the help of her requested loan portion. Han is willing to use the anticipated income to send her beloved children to school and, hopefully, to build a bright future for them.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,758,075
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Han's Group's $600 loan helped a member to purchase fertilizer and pesticide, and to pay wages to farm laborers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014