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Rovena is a 23-year-old married mother of two young children. They are Romas, and live in south-central Albania in a major city where majority of their community lives. She is described by others as a hard-working lady; she works as a janitor every day, while she sells used items, mostly clothes, at the market.

Rovena has got plans; she wants to improve their living conditions, and educate her children. “And the only way to do this is by working hard,” she said. “In my community, we’ve gotten used to not educating our children, yet, now we see more and more of our children being sent to school, and this is nice."

She is now requesting a loan for the first time, because she wants to buy more second-hand clothes and resell them. The amount she needs is 100,000 ALL( Albanian Lek).

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 105.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Rovena to buy second-hand clothes to resell at the market.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 11, 2013
Currency Exchange Loss:
Jul 17, 2014