Patrick, age 47, operates a retail shop where he sells general merchandise. He runs his business so as to meet the daily expenses of his family and to supplement the income that he earns from his transportation business. He supports his wife and five children and wishes to ensure his children's continued education.
His primary business challenges are customers failing to pay on time and having limited capital with which to achieve his plans. Nevertheless, his dream is to expand his business to town.
Patrick is requesting a loan in order to buy general merchandise items such as salt and soap to offer for sale.