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Svetlana M. is a 40 year old woman who sells milk in the Bilasuvar Internally Displaced Persons Settlement. She has more than 10 years of experience selling milk. Svetlana is married and has 3 children. Beside this business, she is also working in one of the local stores as a salesperson. However, her main source of income is selling milk and her salary as a salesperson is very meager, approximately 30 USD per month. Svetlana is requesting a 700 USD loan to purchase one milk cow. Expanding her business will help Svetlana to increase her income.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

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About Azerbaijan

  • $6,171
    Average annual income
  • 28
    View loans »
    Azerbaijan Loans Fundraising
  • $13,951,900
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Svetlana to purchase one milk cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 24, 2008
Jul 6, 2008
Currency Exchange Loss:
Feb 15, 2010