Sofai is a 42-year-old woman who is married with three children. She has a small garden where she grows taro, bananas, yams, etc. Sofai needs a loan to buy a wheelbarrow, a weed sprayer, and chemicals. She will use her profits to save for her kids school fees. Sofai joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.